April 16th is Healthcare Decisions Day and that makes this a great time to begin planning ahead, even if you, or an elderly loved one, doesn’t yet need any type of home care services at the moment.
Throughout our life, and through the past several years, we’ve been told that it’s important to have a healthcare plan, that you should have the right level of insurance coverage, and be thinking ahead. Healthcare Decisions Day is a good reminder about the importance of these things, but what about planning ahead?
There are plenty of things that we should be planning for as we work toward a better life for ourselves and our loved ones. Yet there are certain aspects about our long-term health and care that we simply don’t plan well enough for, and that has to do with care when we’re aging. In particular, we’re referring to home health care services and other types of in-home care.
No matter how old you are, it’s never too early to begin planning for long-term home health care services. Follow the following four steps and you should be in a good position to get the right care for yourself, or those whom you care about, when the time comes that it’s necessary.
- Focus on the future. You may feel fine right now and everything could be great with your health and vitality, but that doesn’t mean it will remain that way forever. Make plans under the assumption that you will need some type of in home care service when you’re in your 70s, 80s, or even later.
- Know what you want. If you reach a point in your life where you’re no longer able to care for yourself at home, will you want a caregiver or would you rather move into an assisted living community? The more information that you plan for, the easier it will be for your loved ones to help you achieve your goals.
- Plan for finances. While home care is far more affordable than assisted living or even nursing home care, it’s a good idea to have some form of financial planning with regard to this level of care. Understand about insurance and other options so that you’re not placing a burden on your family if that time comes.
- Don’t demand family take care of you. You might think that your daughter would be in the best position to care for you, but it could negatively impact her own life. Plan on hiring professional home care services and not only will you get the care your need, but she’ll be able to focus on your relationship, without the burden of ensuring your health and safety.